| Loan Type | Stretched Senior Loans (UK) | Commercial Mortgages | Bridging (Special Situations) |
|---|---|---|---|
| Loan size minimum | £1,000,000 | £1,000,000 | €5,000,000 |
| Loan size maximum | £20,000,000 | £25,000,000 | €200,000,000 |
| Loan to Value | Up to 80% LTV | Up to 85% LTV | Up to 55–70% LTV |
| Maximum term | 3 years | 7 years | 3 years |
| Min. arrangement fee | 1.5% | 1% | 2% |
| Min. exit fee | 1% | 1% | 1% |
| Min. interest rate | 1.10% per month | 7.50% per annum | 1.50% per month |
| Location | UK only | UK and Europe | UK and Europe |
| Asset type | UK real estate including offices, residential and industrial. Alternative real assets considered in addition to real estate only. No development. No land. | Income generating real estate assets including offices, residential portfolios, and industrial. Specialist commercial considered on a case-by-case basis. Sufficient DSCR and ISCR required. No development. | Any asset within real estate. Alternative real assets considered in addition to real estate only. No development. |
| Security | First & Second Charge | First Charge | First & Second Charge |
